EMPLOYEE BENEFIT SOLUTIONS

Creative Benefit Solutions specializes in developing employee benefit plans, Compliance, and HR Technology solutions that meet the needs of our clients and their employees. 

MEDICAL/RX
  • HMO, POS, PPO

  • HRA & HSA

  • Fully-Insured, Self-Insured, Partially Self-Insured Plans

  • Level-Funded Plans

LIFE
  • Group Term Life

  • Supplemental Life

  • Voluntary Life Benefits

  • Whole Life

DENTAL
  • Dental PPO

  • DHMO

  • Multi-Level Plans

  • Fully-Insured & Self-Insured 

  • Employer Paid & Voluntary

DISABILITY
  • Short-Term Disability

  • Long-Term Disability

  • Employer Paid & Voluntary 

VISION
  • Fully-Insured 

  • Self-Insured

  • Employer Paid & Voluntary

ADDITIONAL VOLUNTARY BENEFITS
  • Accident 

  • Critical Illness

  • Pet Insurance

  • Prepaid legal

  • Identity Theft

WELLNESS 
  • Employee Assistance Programs

  • Wellness Initiative Consulting

  • Third Party Programs

LONG TERM CARE
  • Long Term Care Benefits

  • Employer Paid or Voluntary

FLEXIBLE SPENDING ACCOUNTS
  • Flex Plans

  • Section 125

  • Premium Only Plans (POP)

FLEXIBLE SPENDING ACCOUNTS