EMPLOYEE BENEFIT SOLUTIONS
Creative Benefit Solutions specializes in developing employee benefit plans, Compliance, and HR Technology solutions that meet the needs of our clients and their employees.

MEDICAL/RX
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HMO, POS, PPO
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HRA & HSA
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Fully-Insured, Self-Insured, Partially Self-Insured Plans
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Level-Funded Plans

LIFE
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Group Term Life
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Supplemental Life
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Voluntary Life Benefits
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Whole Life

DENTAL
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Dental PPO
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DHMO
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Multi-Level Plans
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Fully-Insured & Self-Insured
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Employer Paid & Voluntary

DISABILITY
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Short-Term Disability
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Long-Term Disability
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Employer Paid & Voluntary

VISION
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Fully-Insured
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Self-Insured
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Employer Paid & Voluntary

ADDITIONAL VOLUNTARY BENEFITS
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Accident
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Critical Illness
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Pet Insurance
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Prepaid legal
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Identity Theft

WELLNESS
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Employee Assistance Programs
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Wellness Initiative Consulting
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Third Party Programs

LONG TERM CARE
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Long Term Care Benefits
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Employer Paid or Voluntary

FLEXIBLE SPENDING ACCOUNTS
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Flex Plans
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Section 125
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Premium Only Plans (POP)