Comprehensive Group Employee Benefit packages

A thorough , consultative cost/benefit analysis of your existing benefits package with a focus on attracting and retaining quality employees in today's ultra competitive job marketplace. Today's employees are "shopping" benefits, not just their paycheck, while employers need to be fiscally responsible and focused on cost containment.

Group Benefit programs include:

Medical Hospitalization Prescription Coverage Dental Life Insurance Short Term Disability Vision Long Term Care Long Term Disability

Voluntary (employee paid) insurance plans are also available for the above lines of coverage.

Other services provided through a Third Party Administrator (TPA) include:

• Section 125 Flex Plans
• Cobra Administration
• Self Funded and partially self funded Medical, Dental, and Prescription Programs.
• MSA's, HSA's, FSA's

Sample of top carriers represented in Michigan:

Value added services provided to your company as your consultant!

Employee Communication Tools and Systems

• Custom Employee Benefit Kits
• Online Access to Plan Benefits and Forms
• Custom Employee “Total Compensation” Statements*
• Wellness Brochures and Posters
• Annual Enrollment Meetings

Service Tools and Systems

• Dedicated Service Representative for HR Team and Employees
• Client Community – “State of the Art” Online HR Service System
• Online Enrollment*
• Annual Benchmarking of Industry and Competitive Benefit Plan Data
• Benefit Trend Analysis
• Continuous Consultative Support and Innovative Plan Recommendations
• Informative Monthly Electronic Newsletter

Compliance Tools and Systems

• COBRA Administration and Compliance Support*
• Summary Plan Descriptions – SPD’s
• ERISA Wrap Documents
• Completion of Signature Ready 5500’s
• HIPPA Manual and Compliance Checklist
• Employee Handbooks

*PEPM fees may apply