Main: (248) 641-2722 Toll-Free: (888) 415-2722

Creative Benefit Solutions, LLC provides a thorough cost benefit analysis of your existing benefits package with a focus on attracting and retaining quality employees.

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(248) 641-2722

Group Benefit Programs

  • Medical – Fully Insured, Self-Funded, Partially Self-Funded
    • HMO, POS, PPO, HRA, HSA
  • Prescription – Fully Insured and Self-Funded
  • Dental PPO and DHMO
  • Vision
  • Life, Supplemental Life, Short-term and Long term Disability
  • Long Term Care
  • Voluntary Benefits – Worksite Plans
    • Dental, Vision, Life, Disability, Critical illness, Accident, Cancer Care, Pet Insurance
  • Wellness Initiative Consulting & Third Party Programs
  • Employee Assistance Programs – EAP’s
  • FSA – Flex Plans, Section 125, Premium Only Plans -POP
  • Retirement Plans – 401k, Profit Sharing Plans, Pension Plans
 

Benefit Admin and Compliance

  • ERISA Required WRAP Documents
  • DOL Required Summary Plan Descriptions (SPD’s)
  • ACA Required Summary of Benefits and Coverage (SBC’s)
  • IRS Required Form 5500 Filing
  • ACA Required “Pay or Play” Modeling
  • ACA Required Compliance Testing
  • COBRA Administrative Support
  • FMLA Compliance and Outsourcing
  • Flex Plans, Section 125, Pre
  • Online Benefit Enrollment
  • HRIS and Payroll Tools and Solutions
  • Financial Modeling, Claims Analysis
  • Strategic Planning and Forecasting
  • Billing Reconciliation
  • Employee Contribution Modeling
The above services may involve integration of third party CBS, LLC preferred vendors