Category Archives: Uncategorized
Breaking News LIVE from D.C. 2/27/18
Breaking News LIVE from D.C.!

Last week marked my 10th annual visit to participate in the National Association of Health Underwriters (NAHU) Capitol Conference in Washington D.C. This is a VERY important symposium collaborating and working with our Congressional Delegates to help develop exceptional health care solutions. NAHU members had another productive year in making significant progress during this very ambitious four day schedule!
Below are the top five focal points we presented in our Congressional meetings that addressed viable solutions to help solve our national health care crisis.
- Preserving the employer tax exclusion (deductibility) for health care benefits provided to employees.
- Eliminate the excessive employer reporting requirements under the ACA laws especially now that the individual mandate has been repealed in the new tax reform bill.
- Increase flexibility for HSA plans to allow for several diagnostic Dr. visits (without having to meet plan deductible first) and allow funding to HSA accounts to equal the total out of pocket exposure for all HSA plan designs.
- Create high risk reinsurance pools managed by each state to take care of the high/catastrophic cost claimants (.5% of population) and significantly reduce premium costs for a majority of the insured population.
- Permanently repealing the Health Insurance Tax and Cadillac Excise Tax.
Health Care Bulletin
President Signs Executive Order Designed to Change ACA Rules
On October 12, 2017, President Trump signed an executive order intended to change certain rules under the Affordable Care Act (ACA). The order would relax regulations on association health plans. This change would allow individuals and small business to purchase health insurance policies across state lines and avoid certain ACA requirements.Click the image to view the entire bulletin.

October 2017 Benefits Buzz

This edition of Benefits Buzz includes:
- Court Orders EEOC to Reconsider Wellness Rules
- DOL department and the overtime rule
- New SBC Template Required for 2018 Open Enrollment
Download full article here
Creative Benefit Solutions Celebrates 3 Decades Strong!
Creative Benefit Solutions is celebrating our 30th Anniversary this month! Thank you to all of our clients; it’s been a wonderful 3 decades and we are excited to see what the future holds!August 2017 Benefit Buzz
This edition of Benefits Buzz includes:
- HIPAA response to cyber security attack
- DOL department and the overtime rule
- New Fiduciary Rules
Download full article here
July 2017 Benefits Buzz

This edition of Benefits Buzz includes:
- ACA Employer Mandate
- House Passes Changes to DOL Overtime Rule
- and more!
June 2017 Benefits Buzz
This edition of Benefits Buzz includes:
- AHCA passes House
- Pre-existing Conditions under the ACA
- and more!
BREAKING NEWS!
Breaking News: House Republicans Pass Amended AHCA

May 2017 Benefits Buzz

Check out this month’s Benefits Buzz for more information regarding:
-
The ACA Replacement Bill Withdrawn
-
Changes in ACA Taxes
-
Generic Drugs: Cost Savings